H & L Toys & Coins
Decorah, Iowa
- Address
- Decorah, IA, 52101
- Phone
- (563) 382-3805
H & L Toys & Coins in Decorah, Iowa is a U.S. Coins, Bullion dealer listed on CDXList.com. Contact the shop for current inventory, buy/sell pricing, and hours.
Dealer location
Street is not on file. The pin is the ZIP or city area — not a door.
Collector notes
Visiting a coin shop
A few notes before you walk into H & L Toys & Coins in Decorah, IA. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.
Stay with your coins
Do not leave a box on the counter and wander the cases. Do not ask the dealer to watch your bag while you go to the car. Your lot stays in front of you until the deal is done or you pack up. That is how both sides stay comfortable.
Online asking prices are not what a shop pays
A listing, a completed auction before fees, and a dealer buy price are three different numbers. Screenshots of asks are not a bid. Bring the coins. Let them look. Then talk. You will get further than arguing from a tab on your phone.
Lunch and after-work can stack the counter
Local shops get a rush when people are off the clock. If you have a box, those windows are the wrong time to expect a leisurely offer. Call and ask when they can sit with it. Most dealers would rather schedule you than rush you.
Decide how you want to be paid before the offer
If you are selling, know whether you need cash today, a check, or time to think. Changing the method after they have made a number can change the number. A clear “I would like a check if we agree” at the start saves a second conversation.
Buying a specific date? Call first.
Shops cannot stock every date and mint. A one-minute call — or a want list — saves a trip. If they have it, they can pull it. If they do not, they can watch for it. Walking in cold for one coin is a hope, not a plan.